Creating a payment for an owner

try {
    if ($id = filter_input(INPUT_GET, 'id')) {
        $o = new tabs\apiclient\Owner($id);
        $o->get();

        // Get the payment methods
        $paymentMethods = \tabs\apiclient\Collection::factory(
            'paymentmethod',
            new \tabs\apiclient\PaymentMethod()
        );

        // Request payment methods and find the card payment for this example
        $card = $paymentMethods->fetch()->findBy(function($ele) {
            return $ele->getPaymentmethod() == 'R';
        })->first();

        // Do the same for currency
        $currencies = \tabs\apiclient\Collection::factory(
            'currency',
            new \tabs\apiclient\Currency()
        );
        $gbp = $currencies->fetch()->findBy(function($ele) {
            return $ele->getCode() == 'GBP';
        })->first();

        $sp = new tabs\apiclient\SagePayPayment();
        $sp->setAmount(10)
            ->setOwner($o);

        // Get the address of the customer.  If you do not have one, you can provide an empty Actor Address object.
        $addresses = $o->getContactdetails()->findBy(function($ele) {
            return $ele instanceof \tabs\apiclient\actor\Address;
        });

        $base = getBaseUrl();

        $sp->setAddress($addresses->first())
            ->setCurrency($gbp)
            ->setPaymentmethod($card)

            // Set the payment type or be either DEFERRED or PAYMENT.
            // DEFERRED payments need to be released and will not take payment.
            ->setPaymenttype('PAYMENT')

            // Set the callback url so that you can be notified of the confirmed payment
            ->setCallbackurl($base . 'thank-you-for-your-payment.php?id=' . $o->getId())
            ->setFailureurl($base . 'whoops.php?id=' . $o->getId());

        echo $sp->create();

    }

} catch(Exception $e) {
    echo $e->getMessage();
}